Assessment of the SEA-K Strategy

This study looks at the effectiveness of the strategy and the complementary interventions of the Sustainable Livelihood Program’s Self-Employment Assistance Kaunlaran (SLP SEA-K). The SLP SEA-K uses a microcredit strategy which intends to provide credit access to the poor, improve the ability of the group to borrow, and enable it to engage in income-generating activities. Microcredit services are generally believed to have a positive socioeconomic impact; however, the success of projects may depend largely on the management of the program. The authors of this study found out that the government lacks the capacity to handle microcredit programs. Additionally, they see the one-size-fits all strategy of the program as a problem because of the diverse range of beneficiary profiles.